Fair Credit Reporting Act - Credit Score Coaching

Fair Credit Reporting Act

A federal law, established in 1971, and revised in 1997, which enables consumers to learn what information Credit Reporting Agencies have on file about them, and to disputeinaccurate data in the file. The Fair Credit Reporting Act also establishes specific permissible purposes for which credit reports may be requested, and places time limits on how long adverse information may be reported.

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