Credit Report - Credit Score Coaching

Credit Report

A detailed account of the credit, employment and residence history of an individual used by a prospective lender to help determine creditworthiness. Credit reports also list any judgments, tax liens, bankruptcies or similar matters of public record entered against the individual.

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Questions

How long do SAT / ACT Test Scores last?credit report inquiries?I need to have a liittle more credit which is the best bank credit card to get? credit score 700?Will it hurt my credit to apply for another credit card? I only have 1 right now?What are my options for 1st time homebuyer, my credit score is 580?

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