Bad Credit - Credit Score Coaching

Bad Credit

A term used to describe a poor credit rating. Common practices that can damage a credit rating include making late payments, skipping payments, exceeding card limits or declaring bankruptcy. A bad credit rating can result in being denied credit, receiving higher interest rates and possibly not getting desired employment.

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Questions

How long do SAT / ACT Test Scores last?credit report inquiries?I need to have a liittle more credit which is the best bank credit card to get? credit score 700?Will it hurt my credit to apply for another credit card? I only have 1 right now?What are my options for 1st time homebuyer, my credit score is 580?

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