credit report inquiries?
Has anyone ever used mycreditkeeper to check their credit report and score. Does it affect my score if I check my score over there frequently? And if my information is wrong over there with one of the credit agency then how should I correct it? Why scores from different agencies vary?1) Looking at your score has no effect = soft inquiry. Applying for credit counts does affect your score = hard inquiry. You can dispute any wrong information. Contact the creditor and the appropriate credit bureau. Their information is readily available online. (Equifax, TransUnion or Experian). You will have to document your case, not argue it. Scores vary because the three bureaus contain different information in their databases.
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