My credit score is 623. I have 2 maxed out cred cards and 1 personal loan. I want an auto loan for $7000.?
1) Get a co-signer, this might have passed in the late 90's to early 2000's but not with this economy, look for someone with around a 700 or 720 credit score. Its easier than you think to get that credit score up, pay off those cards, and loan, and it will go up(call and dispute that you owe after you pay, it will be updated witihin a week or two)
2) Need more info. If you make $10,000 a month then you won't have a problem. If you make $1,500 a month then i won't happen.
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