Personal finance Debt to Equity (Credit Report)?

Alright here's my question. I have good credit, to a point. I went to the credit reporting agencies the other day and I have 16 accounts in good standing and never late. 14 of them are for school and it totals near 80. My question is my debt to equity ratio is close to 1. I am a student and I'm not even sure where my equity number comes from because the only thing I own is my car. How bad is this for a student and how do I increase my equity and my ratio? Where does the number come from? My credit score is in the mid 700's but the equity ratio is scary because from what I know, mortgage lenders look at that closely...

1) Get to understand some basic knowledge of your confused area before taking suggestion from others is a great idea.Here is great place to get start.http://debt-relief.expertips4u.info/consolidation-debt-loan-maryland.html

2) Try to have as much information as you could perhaps is one of the options,however it is labor consuming,here is the place i have ever had good experience with.http://creditreport.expertsupport.info/annual-credit-equifax-free-report.html



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